Banking Complains

I never had a bad experience  with the  bank . But  I  have heard about different complaints regarding  hidden fees ,cheque bouncing  etc. It happen with my husband  credit  card that he has given to the gym  it expired and it bounce back and  gym  charge him fee which was non refundable . He learn his lesson that was a ripped off for him .  Initially learning banking drive me crazy and I messed up most of the time but as I learn it every  thing come under my control  and now I can excess my account  online see all the transactions, withdraws and deposites.